Rates

I charge $120 / 60-minute session. A sliding fee scale based on one’s available financial resources is available.

Accepted Payments

I accept payment at the end of each session through cash, check, debit or credit card, HSA or FSA cards, as well as Apple Pay and other contactless payment methods.

For online therapy sessions, payments can be made via Square Invoice.

Out of Network Billing

I do not currently accept insurance. However, if your insurance plan includes Out-of-Network (OON) benefits, I can provide a detailed receipt for you to submit to your insurance provider for possible reimbursement.

No Surprises Act and Good Faith Estimate

Effective January 1, 2022, the No Surprises Act protects individuals from unexpectedly high health care bills. The law requires health care providers to give self-pay and uninsured patients a Good Faith Estimate of the expected charges for medical services, including mental health counseling services.

You can request a Good Faith Estimate before you schedule a service. The Good Faith Estimate that I provide is not a contract, and does not require you to accept services from Kristen Morgan Counseling Services.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.